Student tools
Expense calculator
Choose a country and a lifestyle and see what a student spends each month, built from the ranges universities and governments publish.
Canada, Toronto
Lifestyle: Standard. Budget is the low end of each published range, Standard the midpoint, Comfortable the high end.
- RentCA$1,250
- FoodCA$360
- Local transportCA$118
- Health insuranceCA$98
- Phone and internetCA$75
- Per month
- CA$1,901About $1,387 (approximate USD)
- Per year (12 months)
- CA$22,806About $16,648 (approximate USD)
- Living costs for 12 months
- CA$22,806About $16,648 (approximate USD)
Where each figure comes from
Rent: CA$500 to CA$2,000 a month
- CAD 500-2,000 per month EduCanada (Government of Canada) (2025)
Food: CA$240 to CA$480 a month
- CAD 240-480 per month EduCanada (Government of Canada) (2025)
Local transport: CA$80 to CA$156 a month
- CAD 80-156 per month EduCanada (Government of Canada) (2025)
Health insurance: CA$75 to CA$120 a month
- CAD 75-120 per month EduCanada (Government of Canada) (2025)
Phone and internet: CA$50 to CA$100 a month
- CAD 60+ (phone); CAD 50-100 (internet) per month EduCanada (Government of Canada) (2025)
