Student tools
Expense calculator
Choose a country and a lifestyle and see what a student spends each month, built from the ranges universities and governments publish.
Poland, Warsaw
Lifestyle: Standard. Budget is the low end of each published range, Standard the midpoint, Comfortable the high end.
- RentPLN 1,990
- FoodPLN 1,350
- Local transportPLN 103
- Health insurancePLN 56
- Phone and internetPLN 35
- Per month
- PLN 3,534About $883 (approximate USD)
- Per year (12 months)
- PLN 42,402About $10,601 (approximate USD)
- Living costs for 12 months
- PLN 42,402About $10,601 (approximate USD)
Where each figure comes from
Rent: PLN 480 to PLN 3,500 a month
- PLN 1,600+ (shared flat); PLN 480-1,100 (student residence hall) per month University of Warsaw, living costs
- PLN 1,400-2,200 (room in shared flat); PLN 1,800-3,500 (dormitory) per month Kozminski University, student living costs (2026)
Food: PLN 700 to PLN 2,000 a month
- PLN 700+ per month University of Warsaw, living costs
- PLN 1,200-2,000 per month Kozminski University, student living costs (2026)
Local transport: PLN 55 to PLN 150 a month
- PLN 55 (student); PLN 110 (full fare) per month University of Warsaw, living costs
- PLN 60 (30-day student card); PLN 150 per 90 days per month Kozminski University, student living costs (2026)
Health insurance: PLN 56 to PLN 56 a month
- PLN 55.80 (approx. EUR 11) per month University of Warsaw, health and insurance
Phone and internet: PLN 25 to PLN 45 a month
- PLN 25+ per month University of Warsaw, living costs
- PLN 25-45 (mobile SIM) per month Kozminski University, student living costs (2026)
Typical total: PLN 1,500 to PLN 7,000 a month
- PLN 3,000-5,000 per month University of Warsaw, living costs
- PLN 4,500-7,000 per month Kozminski University, student living costs (2026)
- PLN 1,500+ (nationwide minimum, higher in Warsaw and Krakow) per month Study in Poland (NAWA), cost of living (2025)